Bank Home Loans In India

Bank Home Loans In India

Portfolio Management

Portfolio Management is the responsibility of the senior management team of an organization or business unit. This team, which might be called the Product Committee, meets regularly to manage the product pipeline and make decisions about the product portfolio. Often, this is the same group that conducts the stage-gate reviews in the organization.

A logical starting point is to create a product strategy - markets, customers, products, strategy approach, competitive emphasis, etc.

The second step is to understand the budget or resources available to balance the portfolio against.

Third, each project must be assessed for profitability (rewards), investment requirements (resources), risks, and other appropriate factors.

Portfolio Management is used to select a portfolio of new product development projects to achieve th following goals:


* Maximize the profitability or value of the portfolio
* Provide balance
* Support the strategy of the enterprise

The weighting of the goals in making decisions about products varies from company. But organizations must balance these goals: risk vs. profitability, new products vs. improvements, strategy fit vs. reward, market vs. product line, long-term vs. short-term. Several types of techniques have been used to support the portfolio management process:


* Heuristic models
* Scoring techniques
* Visual or mapping techniques

The earliest Portfolio Management techniques optimized projects' profitability or financial returns using heuristic or mathematical models. However, this approach paid little attention to balance or aligning the portfolio to the organization's strategy. Scoring techniques weight and score criteria to take into account investment requirements, profitability, risk and strategic alignment. The shortcoming with this approach can be an over emphasis on financial measures and an inability to optimize the mix of projects. Mapping techniques use graphical presentation to visualize a portfolio's balance. These are typically presented in the form of a two-dimensional graph that shows the trade-off's or balance between two factors such as risks vs. profitability, marketplace fit vs. product line coverage, financial return vs. probability of success, etc.

 

LAP/ OD / CC Limit

We are enlisted as one of the prominent service providers in Loan Against Property (LAP), Over Draft (OD), Cash Credit Limit (CC Limit).

More Info.....

SME Loan

SME business facility solutions, we are a Business Loan Application Solution provider providing credit facility approval solution services to SMEs.
More Info.....

Project Loan

We are a well-known service provider of Project Loan. All our actions and efforts are directed towards attaining complete client satisfactions.

More Info.....

F - 21/ B, Sector - 27 Noida, Uttar Pradesh - 201 301, India Telephone: (91)-(120)-4202226 Fax: +(91)-(0120)-4202227
                      Business Partners   |    Investors Forum    |   Online Advisory Services    |    Setting up Business in India    |    Appointment    |    Financial Procedure of Banks